About Us
About RiTi Finance
Creating value through true convergence


RiTi Finance was incorporated in March 2020 by Susanta Kumar Panda in Visakhapatnam. RiTi Finance is associated directly with all major financial institutions (Banks & Non- Banking Financial institutions) and provides customized solutions related of Home Loan, Loan Against Property, Working Capital Loan (CC / OD), Business Loan, Personal Loan and Dropline OD to the customers. We at RiTi Finance provide a Transparent loan process to the customer without any hidden charges.
Empowering your financial journey with tailored solutions and unwavering support.
We offer a diverse range of loans meticulously crafted to suit your needs. Whether you are expanding your business, pursuing higher education, or buying your dream home, we are here to support your journey.
Founder & Managing Director
Meet Susanta
Susanta Kumar Panda has completed his MBA from Berhampur University, Orissa in the Year 2001. After completing Education, he was associated major financial institutions like ICICI Bank Ltd, TATA Capital Ltd, Axis Bank Ltd in Chennai, Pondicherry, Tiruchirappalli, Coimbatore, and Visakhapatnam. After working successfully for 20 years he has pursued to start his own Financial consultancy Firm in the name of RiTi Finance in the year 2020 to explore his experience to guide customers who are in need of for financial solutions by guiding them for a suitable financial solution.
Our Services
At RITI Finance, we offer a comprehensive range of financial products designed to meet your unique needs. Whether you’re looking to cover unexpected expenses, purchase your dream home, grow your business, or secure a home loan, our dedicated team is here to provide you with expert guidance and flexible solutions. Explore our services and find the perfect financial fit for your goals.
Why Choose Us
Trusted Advisors
Flexible Solutions
Competitive Rates
Fast Approvals
Personal Loan
- No Collateral Required
- Quick Disbursal
- Flexible Repayment Options
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Mortgage Loan
Use you Assets for availing Working Capital Dropline OD to Grow your Business
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Business Loan
Unsecured Business LoanS to Self-Employed Professionals/ Non-Professionals/ Partnership firms
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Empower Yourself with Accurate Loan Estimates
Our loan calculators are powerful tools designed to assist you in making informed financial decisions. Whether you’re planning a major purchase, estimating monthly payments
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)