Home Loans
Owning your dream home is within reach with Riti Finance home loans. Our competitive interest rates, flexible repayment options, and pre-approved offers make home ownership a reality. Whether you are buying your first home, investing in real estate, or renovating your current property, want to transfer your existing loan for lower interest rate, our experienced team is here to guide you through the proper solution. Simply apply online with your property details, income documents, and KYC, and let us help you find the perfect home loan solution tailored to your needs.
Features
- Competitive interest rates
- flexible repayment options
- Pre-approved offers.
Benefits
- Purchase a Plot and construct and house on it
- Renovate your old house, invest in a Residential Plot, Refinance on a house purchased with full cash
- Transfer the Loan for lower interest rate and avail tax benefits.
Target Customers
Salaried, Self Employed Professional or Non-Professional, NRIs
Loan Amount
Minimum of Rs. 10 Lacs to Maximum Loan amount of Rs. 10 Cr
Simple, Fast, and Hassle-Free
Application Process
01
Apply Online
02
Verification
03
Quick Approval
Receive a rapid approval decision, facilitated by our streamlined processing system.
04
Access Funds Instantly
Upon approval, the funds will be directly transferred to your bank account for immediate use.
Your Path to Financial Freedom with Trusted, Tailored Solutions
Why Choose Us?
At RiTi Finance, we are more than just a financing company; we are your dedicated partners in achieving financial freedom and success. Established with a mission to provide comprehensive financial solutions, we specialize in personal loans, mortgage loans, business loans, and home loans. Our commitment to excellence and customer satisfaction drives us to offer the best services tailored to meet your unique needs.
Customer-Centric Approach
We prioritize your needs and provide personalized service.
Flexible Solutions
We offer a range of financial products tailored to your unique requirements.
Expert Guidance
Our team of experienced financial advisors is here to support you every step of the way.
Transparency and Trust
We believe in building long-term relationships based on trust and transparency.
Check Your Eligibility
Maximum Funding:
As per RBI Guideline, the Maximum Funding will be offeree as per below. The loan vary in different financial institutions depends on customer profile and income eligibility.
- Loan Amount Up to Rs.30 Lac – 90% of the property Cost
- Loan Amount Above Rs.30 Lac to Rs.75 Lac – 80% of the property Cost
- Loan Amount Above Rs.75 Lac – 75% of the Property Cost.
Business Stability:
Minimum of 3 year Business Continuity proof required for Self-employed customer required in similar line of business.
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)