Working Capital Loans
If You Working Capital to start a new business, expand the current business or need саpital to use for a business opportunity, then you are in the right platform to explore all the opportunities and get a suitable solution. We RiTi Finance, associated all public sector and Private Sector Banks who will work with us to provide the best loan as per your requirement.
Products Offered
Term Loans
Working Capital Loans
Cash Credit (CC) / Overdraft (OD)
Dropline OD
Simple, Fast, and Hassle-Free
Application Process
01
Apply Online
02
Verification
03
Quick Approval
Receive a rapid approval decision, facilitated by our streamlined processing system.
04
Access Funds Instantly
Upon approval, the funds will be directly transferred to your bank account for immediate use.
Your Path to Financial Freedom with Trusted, Tailored Solutions
Why Choose Us?
At RiTi Finance, we are more than just a financing company; we are your dedicated partners in achieving financial freedom and success. Established with a mission to provide comprehensive financial solutions, we specialize in personal loans, mortgage loans, business loans, and home loans. Our commitment to excellence and customer satisfaction drives us to offer the best services tailored to meet your unique needs.
Customer-Centric Approach
We prioritize your needs and provide personalized service.
Flexible Solutions
We offer a range of financial products tailored to your unique requirements.
Expert Guidance
Our team of experienced financial advisors is here to support you every step of the way.
Transparency and Trust
We believe in building long-term relationships based on trust and transparency.
Check Your Eligibility
Eligible Entities: Individuals, MSMEs, Sole Proprietorships, Partnership Firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other non-farm income-generating business entities engaged only in the services, trading, and manufacturing sectors
Business Vintage : Min. 3 year or above
Credit Score: 700 or above (Preferred by most private and public sector banks)
Nationality: Indian citizens
Additional Criteria: Applicants must own either a residence, office, shop, or Godown.
Document Required:
- ITR with Audited financials for latest 3 years
- All Current A/c and Savings Account Statement for the last 12 months
- KYC – PAN Carr and GST registration certificate of company and Aadhar & PAN of the Authorized Signatory
- Residence & Office Address Proof
- GST Returns for 18 months
- Company’s business profile on the letterhead
- Passport Size photographs of promoters and property owners.
- Sanction letter and Repayment schedule of existing loan
- Udhayam Aadhar registration certificate
- Rent agreement copy of factory and residence (if property is rented)
- Company PAN Card, Certificate of Incorporation, MOA, AOA, List of Directors, and Shareholding pattern for Pvt Ltd companies
- Partnership Deed, Company PAN Card for Partnership Companies
Loan EMI
Total Interest Payable
Total Payment
(Principal + Interest)